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Recommended 3rd Party Credit Card Processing Services

On this page of our guide, you will be able to learn more about 3rd party credit card processing services and find out which one we most recommend. In general, 3rd party credit card processing services are a cheap alternative to regular credit card processings services, but they also appear less professional. Therefore, we usually recommend using a regular credit card processing service, if you are a bigger online merchant. If you are just running a small website though, a 3rd party credit card processing solution could be right for you. The big advantage of using a 3rd party processor is the fact that there are no monthly fees involved, which makes it already much cheaper to use compared to regular credit card processing services. In addition, our featured 3rd party credit card processing service also has a cheaper rate for each transaction than our featured regular credit card processing service.

To get a 3rd party credit card processing service and to be able to process credit cards cheaply, visit our recommended 3rd party credit card processing service listed below:

PayPal: No Monthly Fee, 1.9% to 2.9% Processing Fee + $0.30 per Transaction!
PayPal is a great alternative to a regular credit card processing service. They are part of ebay and allow merchants to accept credit cards at the low rate of only 1.9% to 2.9% + $0.30 per transaction (percentage depends on sales volumne). The disadvantage of Paypal compared to a regular credit card processing service is that the consumer will have to leave your website to pay when using paypal. When paying, they will have to be referred to the paypal website, where they can pay and after this process is complete, the customer will then come back to your website. This might be good enough for smaller merchants, but is not recommendable for more serious online retailers. Therefore, we only recommend PayPal to smaller merchants, but to them, we highly recommend them, as they are the best 3rd party merchant account provider available online.
Visit PayPal by clicking here to get your 3rd party merchant account.


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